Terms of Service

Effective Date: April 28, 2026 Last Updated: April 28, 2026

These Terms of Service (“Terms”) are a legal agreement between you and Onyx Rose Advisors, LLC (“Poker Ledger,” “we,” “us,” or “our”) and govern your use of the Poker Ledger website at pokerledger.club and any related services we offer (collectively, the “Service”). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy.

If you do not agree with these Terms, do not use the Service.

1. What the Service is — and what it isn’t

Poker Ledger is a record-keeping tool that helps the host of an in-person poker game track who bought in, who cashed out, and who still owes whom at the end of the night. It is software for keeping a ledger.

Poker Ledger is not any of the following:

• a place to play poker — we do not host games, deal cards, or run tournaments;
• a payment processor — we do not transfer money between you and any other person;
• a gambling operator — we do not take wagers, hold funds, or offer games of chance for money;
• a financial, legal, tax, or accounting service.

You use the Service to keep track of your own activity and the activity of people who play in games you host. You are solely responsible for ensuring that the games you organize and the financial activity you record comply with the laws of your jurisdiction, including any laws regulating private home games, social gambling, and reporting of income.

2. Eligibility

To use the Service you must:

• be at least 18 years old;
• have the legal capacity to enter into a binding contract under the laws of your jurisdiction;
• not be barred from receiving the Service under U.S. law or the laws of any other applicable jurisdiction;
• comply with all applicable laws when using the Service.

If you create an account on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

3. Your account

3.1 Registration

You must provide accurate, current information when you create an account, and you must keep that information up to date. You may sign in using an email and password or using a supported third-party identity provider (currently Google).

3.2 Account security

You are responsible for safeguarding your account credentials and for all activity that occurs under your account. Do not share your password with anyone. Notify us at support@pokerledger.club immediately if you suspect unauthorized access to your account.

3.3 Information about other people

When you add members to your house, log payment handles, or share a ledger with other players, you are providing information about other people. You represent that you have a legitimate basis for doing so — typically that the person is a friend or guest in a game you host, that they are aware that the host is keeping a ledger of buy-ins and cash-outs, and that you would be willing to remove their information at their request. We may remove information about a third party at their request without notice to you.

4. Acceptable use

You agree not to:

• use the Service to facilitate illegal gambling, money laundering, or any other unlawful activity;
• use the Service in connection with any commercial gambling business, casino, card room, or licensed gambling operation, except with our prior written agreement;
• access the Service through automated means (scrapers, bots, etc.) other than the public, unauthenticated landing page;
• attempt to reverse-engineer, decompile, or otherwise derive the source code of the Service, except to the extent that activity cannot be restricted under applicable law;
• probe, scan, or test the vulnerability of the Service, or breach any security or authentication measures;
• upload or transmit any content that is unlawful, defamatory, harassing, infringing, or that contains malware;
• interfere with or disrupt the Service or the servers or networks connected to it;
• impersonate any person or misrepresent your affiliation with any person or organization;
• collect or harvest information about other users without their consent;
• resell, sublicense, or commercially exploit the Service without our prior written permission.

We may suspend or terminate your account at any time if we believe in good faith that you have violated these Terms, with or without notice.

5. Your content; license to us

You retain ownership of the data you create in the Service — your house, your members, your games, your transactions, and any feedback you submit (your “Content”).

You grant us a limited, non-exclusive, worldwide, royalty-free license to host, store, reproduce, and process your Content solely for the purpose of operating, securing, and improving the Service. We do not use your Content to train machine-learning models, and we do not sell your Content. The license terminates when you delete the Content or close your account, except where retention is required by law (see our Privacy Policy).

You are responsible for the accuracy and legality of your Content. We may remove Content that we believe in good faith violates these Terms or applicable law.

6. Service availability and changes

We may modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will use reasonable efforts to give advance notice of significant changes, but we are not required to do so.

The Service is provided on a best-effort basis. We do not guarantee uninterrupted availability, and we do not guarantee that the Service will be free of bugs or errors.

7. Fees

The Service is currently offered free of charge. If we introduce paid features in the future, we will:

• describe the pricing and what is included before you are charged;
• obtain your express consent to a paid plan;
• update these Terms (or post a separate Subscription Agreement) to govern paid use.

Until then, no part of the Service is a paid offering.

8. Intellectual property

We and our licensors retain all right, title, and interest in and to the Service, including all software, design, branding, and trademarks. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.

These Terms do not grant you any right to use the “Poker Ledger” name, logo, or other trademarks except as needed to identify the Service in good-faith reference.

9. Termination

You may terminate your account at any time by emailing support@pokerledger.club from the address associated with the account.

We may suspend or terminate your account at any time, with or without cause and with or without notice. On termination, your right to use the Service ends immediately. Sections of these Terms that by their nature should survive termination — including Sections 5 (license), 8 (intellectual property), 10 (disclaimers), 11 (limitation of liability), 12 (indemnification), 13 (governing law), and 14 (dispute resolution) — survive termination.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

WE DO NOT WARRANT THE ACCURACY OF ANY DATA YOU OR ANY OTHER USER ENTERS INTO THE SERVICE. THE BALANCES, TOTALS, AND SETTLEMENTS DISPLAYED BY THE SERVICE ARE BASED ON THE INPUTS YOU PROVIDE; YOU REMAIN RESPONSIBLE FOR VERIFYING THEM AND FOR RESOLVING ANY DISPUTES BETWEEN YOU AND OTHER PLAYERS IN GAMES YOU HOST.

NOTHING IN THE SERVICE CONSTITUTES FINANCIAL, LEGAL, OR TAX ADVICE.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL POKER LEDGER, ITS AFFILIATES, OR ITS LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, GOODWILL, OR DATA, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless Onyx Rose Advisors, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with:

• your use of the Service;
• your Content;
• your violation of these Terms or any applicable law; or
• a dispute between you and any other player, member, or guest in a game you organize using the Service.

13. Governing law

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the Commonwealth of Virginia, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

14. Dispute resolution

14.1 Informal resolution first

Before filing any formal dispute, you agree to contact us at support@pokerledger.club and try in good faith to resolve the issue informally for at least 30 days.

14.2 Venue

If we cannot resolve a dispute informally, you and we agree that the dispute will be brought exclusively in the state or federal courts located in Fairfax County, Virginia, and you and we consent to the personal jurisdiction of those courts.

14.3 Class actions

You and we each agree to bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class or representative action.

14.4 Time limit

Any claim arising out of or related to the Service or these Terms must be filed within one (1) year after the cause of action arose, or it is permanently barred.

15. Miscellaneous

• Entire agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.
• Severability. If any part of these Terms is held unenforceable, the rest will remain in effect.
• No waiver. Our failure to enforce any right or provision of these Terms is not a waiver of that right.
• Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms freely, including in connection with a merger, acquisition, or sale of assets.
• No agency. Nothing in these Terms creates an agency, partnership, joint venture, or employment relationship between you and us.
• Changes to these Terms. We may update these Terms from time to time. If we make material changes, we will post a notice on the Service and update the “Last Updated” date above. Your continued use of the Service after a change takes effect constitutes acceptance of the updated Terms.

16. Contact

Onyx Rose Advisors, LLC Email: support@pokerledger.club Web: pokerledger.club